Many of us have plans for the future but don’t have the funds necessary to help us achieve those plans. Major life steps like owning a home, enrolling in graduate school or opening a business all require money to get the ball rolling. However, a lack of finances doesn’t mean you have to give up …
Running a small business isn’t easy. From paying rent to stocking materials, there’s no shortage of expenses to cover. To help meet these demands, many entrepreneurs rely on business loans. A small business loan is a sum of money granted by a lender and designated specifically for business purposes. Similar to other loan types, it …
After graduating from high school, many students decide to further their education and expand their career opportunities by pursuing a bachelor’s degree. Unfortunately, college doesn’t come cheaply. During the 2018-19 school year, state residents paid over $10,000 in college tuition fees, while non-state residents paid over $25,000. Unless you get a full-ride scholarship, chances are …
In 2019 alone, 36% of Americans over age 55 bought a certificate of deposit. Like a savings account, certificates of deposit (CD) let you submit money in exchange for an interest premium. Unlike a savings account, this interest rate remains fixed. You must also agree not to touch the money for a predetermined amount of …
For many people, college is a monumental life stage. It’s where students meet life-long friends, establish their career paths and explore new interests and ambitions. Unfortunately, college can also be expensive — in 2020, Americans owed $1.6 trillion in federal student loans. Whether you’re a student paying for your own education or a parent supporting …
According to a Gallup poll, approximately 56% of Americans own stock and invest in the stock market as a way to make some extra money. While you don’t have to be an expert to get involved in investments, the process is definitely harder for those with limited financial knowledge. Here are some quick tips for …
Quick Tips For Watching Your Amateur Stock Market Portfolio Read More »
From financing a wedding to paying off medical bills, there are plenty of reasons why you might need to take out a personal loan. Before approving a loan, most lenders will ask for evidence of your income (which helps prove that you can pay off the loan). For standard, salaried employees, this process is fairly …
In the past, stock trading was a popular activity for rich, financially savvy individuals looking to increase their wealth. Over time, the stock market has become more accessible to the average person. Now, the majority of Americans own stocks and invest during their free time. While anybody can trade stocks, the process can be confusing — …
If you ever plan on making a big purchase, such as buying a house or a car, you’re going to need a good credit score (ideally above 670). Not only will a good score increase your chances of getting approved for a loan, but it will also help you obtain lower interest rates. Despite the …
Cryptocurrency investments Since Bitcoin was started as a digital peer-to-peer finance system, the interest in the cryptocurrency field grows. Bitcoin’s and altcoins’ positions on the market are not going to fall and strengthen day by day. Nowadays Bitcoins are widely used in many industries: shopping online, charity, crowdfunding, Bitcoin casinos gaming, and Bitcoin investment. Among …
